Black card has always been a cancer in the foreign exchange black platform industry, fraudsters use black cards to disguise their identity and launder money, without being caught by the police, and because of this, the domestic police have been cracking down on black cards in recent years, and "broken card action" has also been carried out.

Recently, the Ministry of Industry and Information Technology and the Ministry of Public Security jointly issued a notice on cleaning up and regulating fraudulent phone cards, Internet of Things cards and associated Internet accounts in accordance with the law, ordering those who hold black cards to cancel their black cards immediately before the end of June. Overdue will be punished according to law.

Black card introduction

"Mobile phone black card" refers to a large number of abnormal use of mobile phone cards in the hands of practitioners in the "black and gray industry". As we all know, the mobile SIM card that people use now must be authenticated by the real name of the network operator before it can be used. However, in fact, people can still buy some non-real-name authentication mobile phone cards through some channels, that is, this card is commonly known as "black card". About 80% of them are iot cards.

These cards in the hands of scammers are a means of fraud. The scammers feed the cards in bulk in a special device called a "cat pool." Through this "cat pool" device, the mobile phone black card can be connected to the legitimate communication network of the regular operator to carry out the business of sending and receiving SMS messages, and its communication is fully automated, providing convenience to criminals.

At the same time, the use of black cards is also very extensive, crooks can forge identities through black cards, launder money, create shell companies... The police side in the lack of identity authentication, it is difficult to track and arrest criminal traffickers, which is also one of the reasons why the detection rate of black platform fraud is not high.

Main contents of the notice

1. Restate your attitude. Telecommunications authorities and public security organs will continue to further promote the "card break action", with a zero-tolerance attitude, according to law to severely crack down on the illegal handling, rental, sale, purchase and hoarding of phone cards, Internet of things cards and associated Internet accounts, and make every effort to clean up the card resources involved in fraud.

2. Define responsibilities. Telecom enterprises and Internet enterprises should strictly implement the main responsibility of network information security in accordance with the principle of "who opens the card, who is responsible, who accesses it, who is responsible, who operates it, and who is responsible", and strengthen the real-name management of phone cards, Internet of Things cards, and Internet accounts.

3. Strengthen prevention and control. Telecom enterprises should establish a working mechanism for the "second real person authentication" of calling cards, for high-risk calling cards involving fraudulent calling cards, "one card (ID card) multiple cards", "sleep card", "silent card", cards with high incidence of overseas fraud, frequent trigger warning model, etc., to remind users to carry out real-name verification through the business hall of telecom enterprises or online within 24 hours.

Internet enterprises shall, in accordance with the relevant requirements of public security organs and telecommunications authorities, conduct real-name verification of wechat, QQ, Alipay, Taobao and other Internet accounts associated with phone cards involved in fraud and high-risk phone cards in accordance with laws and regulations, and take timely measures to shut down illegal accounts.

4. Deadline for rectification. All relevant personnel who illegally handle, rent, sell, purchase and hoard phone cards, Internet of Things cards and associated Internet accounts shall, as of the date of this notice, stop relevant behaviors and proactively cancel relevant phone cards, Internet of Things cards and associated Internet accounts before the end of June 2021. Those who continue to carry out the above illegal acts after the promulgation of the circular will be punished according to law and regulations.

Black card status

As early as June 30, 2017, the Ministry of Industry and Information Technology has already required phone users to register with their real names, and the 2020 police operation to cut off cards has also been underway. According to the report, from January to May this year, a total of 114,000 telecom network fraud cases were solved, more than 14,000 criminal gangs were dismantled, and 154,000 suspects were arrested, up 60.4 percent, 80.6 percent and 146.5 percent year-on-year. Successfully dissuaded 7.71 million people from being cheated, and saved 99.1 billion yuan in economic losses for the people.

In spite of this, there are still many "fake real name system" mobile phone cards in the black card market circulation, of which the mobile phone card issued by the virtual operator and the Internet of Things card is the hardest hit by the black card, the announcement is both to the card sales personnel opportunity, but also a further blow to the black card.

Personal precaution

In 2019, when Mr. Wu, a Beijing citizen, handled the mobile phone package business in the business hall, he found that without knowing it, his ID card was quietly done with 52 mobile phone numbers, and the 52 more mobile phone numbers were all in arrearage and shut down, owing a few cents and hundreds of dollars.

These black cards are undoubtedly criminals who stole Mr. Wu's information and then registered the mobile phone number for fraud. Therefore, for investors, it is not only necessary to prevent the fraud of the black platform, but also to go to the relevant departments to verify the registered mobile phone number and bank card number under their ID card to avoid being involved in fraud.

Sum up

The domestic police's crackdown on black platforms is gradually increasing, I believe that in the near future, can return investors a clean market, but before this investors also need to remain cautious, carefully review the qualifications of traders, after all, in the black card is still flooded in the market, once cheated, money is difficult to recover.