In the past two years, due to the enhancement of per capita financial consciousness in our country, various online course advertisements of "investment financial class" and "financial business class" came into being, among which, many fraud advertisements are also flooded in major network platforms. They use the slogan "you do not manage money, finance will ignore you", and even use "free financial lessons" as the bait to carry out false publicity and fraudulent marketing to the public who do not have the professional foundation of financial management, and some young people frequently step on the trap.

The growth of per capita demand for financial management has led to the frequent occurrence of "financial education" chaos

The popularity of "investment and financial management class" reflects that, to a certain extent, as the income of Chinese residents continues to increase, the demand for investment and financial management is also growing. The broad masses of people are looking forward to achieving wealth preservation and appreciation by improving their professional financial literacy.

However, behind the ferocity of financial education, what is more striking is the ensuing chaos. Some "investment and finance courses" are not intended to teach financial knowledge, but their real purpose is to "brainwash" consumers and recommend financial products. However, some financial courses have fraudulent activities such as stock recommendation, "pulling heads", and buying fake financial products, and attract groups without any financial expertise to participate with unrealistic return promises, resulting in losses or even no return. Some investment education courses even cover illegal financing and other new types of financial fraud.

The mass financial investment education is lack, more easily deceived

Relevant studies show that there is a certain relationship between financial investment education and investment behavior, and financial investment education is an important factor affecting investors' specific trading behavior.

But on the whole, financial investment education is relatively lacking in our country, and even college students who have obtained higher education may not have the cognitive ability to match financial risks. Therefore, the rampant investment fraud and false prosperity of financial management classes also stem from the fact that some financial investors lack understanding of new financial products but tend to over-participate, leading to fraud.

Put a flat mentality, abandon unrealistic fantasies of sudden wealth, pay attention to fraud!

For the broad masses, they should realize that the realization of wealth management freedom needs to have higher professional skills, rather than casually listening to a few lessons can "play", should consciously abandon unrealistic wealth appreciation, sudden wealth and other fantasies, not be exaggerated one-sided propaganda carried away, only the mentality is calm, can avoid being cut "leeks".

In short, when more and more people can have a correct financial mentality, give up the fantasy of "high yield and low investment in minutes", and improve their financial investment knowledge, they can fundamentally compress the space for various financial scams.

At present, in the name of "financial class", the real investment fraud is more and more, I have exposed many cases of this type of fraud, so FX110 once again remind the majority of investors, do not believe in the name of "financial class", "financial lecture", "financial exchange" and other forms, actually induce investors to make unknown investment fraud.