People who pay attention to finance probably know that in the financial market every three or five days there will be a big news, either the collapse of the fund scheme, or the fund run away. In fact, it is not surprising that the capital plate crashes and runs, usually the cycle of the capital plate is between six months and three years, and some funds in order to get more money, the time cycle of the capital plate will be longer, but the final outcome either crashes or runs away, are doomed. However, the loss of money is not only money, but also life...

Some people after the collapse of funds, can not accept the fact, poison suicide, jumping off a building, violent rights protection... Others attempt to recover the money lost in the last fund scheme and choose to participate in the next fund scheme, and the cycle continues...

After the capital disk crashes or runs away, everyone is most concerned about: Can the money lost in it still get back? In fact, in recent years, Tianye Jun has seen at least hundreds of capital schemes collapse and run away, but has not seen any capital schemes to get the money back, you know why? The reasons are all below!

Lack of regulatory authority

For the time being, the state has not yet specialized in the management of funds fraud institutions, it seems that the industry and Commerce Bureau, the market Supervision Administration, the Public Security Bureau can be managed, but it seems that it can be regardless. Unlike in the domestic stock, securities regulatory commission supervision, banking, insurance regulatory commission supervision. These have a regulatory backstop will not be too presumptuous, and even if there is an accident, the relevant state departments will increase efforts to recover. However, even if there is a regulatory backstop, it is not necessarily possible to recover the money soon, such as the group loan network and E-Zubao, which can get some of the money back, but the recovery process is very long.

And the money plate scam is not supervised, all kinds of chaos emerge in endlessly, and it is inevitable to cut leeks. And the funds because of its secrecy and bad judgment, often in the funds after the collapse of the fraud to run away only to find that cheated, and this time only to find that it is really bad. In particular, the virtual currency fund fraud, desperately advocating "decentralization", is actually for supervision, because the existence of supervision has seriously hindered them to circle money and cut leeks.

Ezubao thundered at the end of 2015, was convicted of fund-raising fraud by the Beijing First Intermediate People's Court in 2017, and began to register in 2019, and it was not until 2020 that there was news that the money could be returned. Seeing that there is supervision and the case has been solved, the recovery has been so difficult, that the money lost in the fund plate scam to recover, the difficulty can be imagined.

Virtual network operation

The current development of the Internet is too fast, people's awareness of fraud prevention can not keep up, cheated is inevitable. Different from traditional fraud, these fund fraud will name the most cutting-edge and most popular technological concepts such as blockchain, artificial intelligence, digital currency, etc., and derive a variety of fund fraud gameplay, which can't help but make people feel unclear.

Then there are the fictitious facts, the pretext, the false packaging of the money fraud. Set up projects with the most cutting-edge and popular scientific and technological concepts, like investors draw big cake, claiming high yield and high return, which is quite attractive, combined with pyramid schemes and Ponzi schemes, strong secrecy, and difficult to distinguish between true and false.

Then there is the "decentralization" of the money scheme. An APP can run, easy to hide identity, crash or run away, with the conscience and mood of the operator, many people call the police, do not know who should report!

Fourth, easy destruction of evidence. The money circle of a fund fraud is almost done, just a notice, turn off the APP, destroy the evidence by the way, you can run away, and then change the vest, again, or a familiar routine.

Fifth, mature and complete black products become accomplices. Funds fraud fraudulently use other people's ID cards for bank cards, phone cards, etc., money laundering through underground banks, immediately destroy all evidence after getting it, no trace can be found.

Sixth, the fund fraud network community operation, spread fast, difficult to obtain evidence, a large number of people involved, but also to the police to solve the case and later asset identification has brought high difficulty.

From the above, it can be seen that the many characteristics of the Internet virtualization operation of the capital disk scam determine that if you want to solve the case and finally get the money back, the probability is not high.

The recovery is difficult, the money is difficult!

At present, many projects that use the name of blockchain to do capital fraud have collapsed or run away, and it is very difficult for participants to recover their losses, and they can only request the Public Security Bureau to file a criminal case. But trying to get the money back, it's going to be tough. Because, if a person is involved, the target is clear, the chain of evidence is clear, and it is not difficult to pursue! If it is a stakeholder case affecting tens of thousands or even hundreds of thousands of people, it is very difficult to recover.

For example, PlusToken is a transnational fund scheme, the participants are all over the world, and the behind-the-scenes operators are overseas and hide their identities. More importantly, the real gold and silver or tokens invested by the players of the fund scheme are transferred by the other party through technical means. Even if the public security organs file the case for investigation, the solving time is quite long, and even if the case is finally solved, the recovery time is also very long. For major cases affecting millions of people, after recovering part of the money, how to share is also a technical problem. Anyway, as long as you get into the money scam, it must be difficult to get the money back!

But even so, the state does not let the crime go unpunished, and the police are working hard to solve the case and recover the money for the victims. So anyway, the capital disk crash run the police or to the police, active rights, do not let the cheater get away with murder. But the most important thing is to put an end to the fund fraud from the root cause, only in this way will not have so many things happen!

Investor desire

In fact, this can be from the weakness of human nature, those who set up the capital fraud scam are mostly a group of people who can understand the weakness of human nature, as long as they have a high outrageous income, someone will be attracted, the more outrageous the more people are attracted. People are gullible because of their nature, and unless you can change the weakness of human nature, you will continue to fall prey to the scam.

Sum up

In short, having said so much, the heavenly eye monarch still wants to tell you that the risk of capital fraud is very high, after the crash and run, although the alarm is relatively hopeful, the probability that the money can be returned is very small, I still hope that you can keep the money in your pocket and stay away from the capital fraud!