Do you always think that you can make money easily by just moving your fingers? Be careful, this little profit may cost you nothing! Recently, Mr. Ma from Suqian, Jiangsu lost more than 200,000 yuan due to an online investment and wealth management scam.

Believe in "advertising" and try to deposit money

It is reported that on the evening of November 13 this year, Mr. Ma, who lives in Qiansihong, saw an eye-catching online dating advertisement when he was browsing the webpage of his mobile phone. After entering the link, Mr. Ma downloaded a mobile investment and wealth management app called "Taotao Paradise" according to the instructions on the webpage.

After registering the app, Mr. Ma entered a group chat, and the members in the group were discussing how profitable the investment app was. Under the guidance of the "teacher" in the APP, Mr. Ma began to deposit funds for transactions.

A small amount of investment is successful and profitable, but a large amount of money cannot be withdrawn

However, this platform cannot be recharged directly, but must be transferred to a designated bank account provided by the platform customer service. At the beginning, Mr. Ma recharged a small amount of money. He didn't start to increase his investment until he saw the account balance on the platform and found that he had made a lot of profits.

After Mr. Ma invested a large amount of money, he found that he had made a lot of profit. When he was about to operate the cash withdrawal, the platform showed that there was an error in the operation, which caused his platform funds to be frozen. Later, the "customer service" asked Mr. Ma to transfer and activate it on the grounds that he needed to pay the unfreezing fee. If the account balance of the platform is not activated, the account balance will not be refunded. Unexpectedly, after several transfers, Mr. Ma was still unable to withdraw cash, and was eventually defrauded of a total of 249,715 yuan.

At present, all kinds of false investment and wealth management platform frauds emerge in endlessly, with different methods. All investors must carefully select before making online investment and financial management, so as not to let criminals take advantage of it. According to the summary of this site, the recent routines of online investment and wealth management scams are basically as follows:

The first step: set the bait. Scammers often publish a large number of marketing advertisements on major online platforms with very tempting content; or add you as friends and pull you into the investment group to further brainwash you and lure you into the bait.

The second step: induce recharge. Scammers often lure investors under the banner of high returns, and attach a large number of profit pictures, user experience, capital flow, etc. to prove that they are true and reliable. After the target group took the bait, the scammers began to recommend the victim to download, register and deposit a fake investment app.

The third step: give small benefits. After the victim tried to invest funds, he got returns in a short period of time. The scammers continued to use "low investment, high return" to lure them to increase the amount and frequency of investment, and eventually got deeper and deeper.

Step Four: Fraud Finishing. When the victim needs to withdraw funds, he finds that he cannot withdraw or log in to the APP. At this time, the scammer will use various reasons to let the victim continue to invest funds, and finally close the net after the victim is wiped out. At this time, the platform may not be able to be opened, and the scammer also loses contact.