"Stable profit without loss, 20% high return." Seeing such an advertisement, you must not believe it, and be careful to be fooled. In many investment scams, victims are lured in by false advertising or exaggerated boasting by others.

Financial advertisements must not expressly or imply capital protection, risk-free or guaranteed income! However, some criminals use illegal financial advertisements to mislead financial consumers to purchase financial products and services that do not meet their own risk preferences, and even lure financial consumers to participate in illegal financial activities through eye-catching advertising content.

The Advertisement Law specifies that investment advertisements must meet these requirements

The "Advertising Law" clearly states that investment products or services, such as investment promotion, funds, futures, wealth management products, etc., have certain risks. Therefore, Article 25 of the "Advertising Law" requires investment advertisements:

First, for investment promotion and other product or service advertisements with expected return on investment, there should be reasonable reminders or warnings about possible risks and the assumption of risk responsibilities.

Second, guarantee promises shall not be made regarding future effects, benefits, or conditions related to them, expressly or implicitly guaranteeing capital, risk-free, or guaranteed returns, unless otherwise stipulated by the state.

Third, the names or images of academic institutions, industry associations, professionals, and beneficiaries shall not be used for recommendation or proof.

Three ways to teach you to identify illegal financial advertisements

1. Recognize the nature and harm of illegal financial advertisements, improve the ability to distinguish, and consciously resist all kinds of temptations. I firmly believe that "there will be no pie in the sky", and when you see words such as "risk-free", "20% high-yield" and "stable income" in the promotional words of investment products, you should calmly analyze them according to the actual situation to avoid being deceived.

2. Cultivate the awareness of rational investment. High returns are often accompanied by high risks, and there are traps hidden in irregular financial activities. It is necessary to enhance rational investment awareness, correctly understand the relationship between risks and returns, and protect one's own rights and interests.

3. Enhance the awareness of risk responsibility. Funds and related interests involved in illegal financial activities are not protected by law. Therefore, when you see high-interest deposits, stocks, bonds, funds and other products being peddled with high investment returns, you must carefully screen them out. You can judge whether the return on investment is too high by comparing bank loan interest rates and the return rate of ordinary financial products. For obviously high returns on investment, we must be more vigilant.

Remind again 

Remind again, investment is a very prudent thing, you must have a certain amount of investment knowledge before considering entering the market, pay attention to identifying false financial advertisements, and don't be superstitious about the money-making rhetoric of netizens. The investment and financial management advertised on the Internet with high returns, low risks, and steady profits must be fraudulent!

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