The update and iteration of mobile communication and Internet technology is the objective background of the high incidence of telecom network fraud. Comprehensive the recent high rate of "killing pig plate", "false investment platform" and other types of network fraud, we have summarized several countermeasures and suggestions to prevent network electricity fraud, a look at this "anti-fraud treasure"!

Keep your personal information safe

Personal information leakage, sales and other prominent phenomenon has become an important part of the black industry chain of fraud crime. Since many telecommunication network fraud methods are based on obtaining the victim's private information as a prerequisite and necessary step, therefore, the broad masses of people to protect personal information is the first gateway, from the source to prevent privacy leakage is essential to avoid property losses.

Coping method

① Protect personally identifiable information. In non-necessary circumstances, do not provide strangers with ID card number, work unit, home address, position and other important information. Do not save your ID photo or number in your phone.

② Take good care of personal account information. Before entering account numbers, mobile phone numbers, payment passwords and other important information on relevant websites, be careful to verify the authenticity of domain names, do not click suspicious links, do not connect to wireless networks of unknown origin, do not scan QR codes obtained from informal channels, and beware of phishing traps.

Never rent for sale "two cards"

Never assume that fraud is not a crime because you are not directly involved in it. In the case of knowing that others use the information network to commit fraud, still sell bank cards, mobile phone cards, to provide convenience for others, suspected of constituting an illegal crime, and serious circumstances will be investigated for criminal responsibility.

Coping method

① The general public should be vigilant, not trusting others, not greedy for small profits, never sell, transfer, lease, sublease, lend or buy bank cards, payment accounts (wechat, Alipay, etc.), so as not to provide criminals with "criminal tools". Otherwise, within 5 years, it will be suspended from the bank account non-counter business, payment account all business, will also leave a stain on personal credit information, affecting loan processing and other businesses.

② If found selling, renting, lending phone cards, bank cards and other criminal acts, to promptly report to the public security organs.

Strengthen account security management

Some telecom network fraud cases reflect that there are obvious loopholes in the bank account management of some people, therefore, improving the security of bank accounts and giving their accounts a good "lock" is a key part of risk prevention.

Coping method

① Set complex passwords for bank cards, online banking, and mobile banking;

② Do not set the same user name and password as online banking and mobile banking on any other website;

Do not disclose or forward SMS verification codes and other forms of dynamic passwords to anyone.

Raise awareness of financial security

The victim's lack of financial knowledge or weak risk awareness is the direct cause of the ultimate success of most telecom network fraud, therefore, improving the cognitive ability of financial products and services and self-protection ability is the core solution for the masses to prevent fraud and avoid losses.

Especially in recent years, the victims of telecom network fraud have become more extensive, gradually spreading from the elderly and less educated groups to the young and middle-aged, highly educated and high-income people, and strengthening the study of financial knowledge has become a compulsory course for every masses.

Coping method

① The public should pay close attention to the fraud cases reported by the media and exposed on the Internet, understand the recent modus operandi, and remind family and friends to be vigilant.

The security tips pushed by telecom operators through short messages, and the risk prevention points released by public security organs from time to time through websites and public accounts should be carefully studied and kept in mind.

(3) The financial knowledge education activities carried out by banks through various channels are systematic and targeted, which are of great benefit to the security protection of funds and should be paid attention to.

Cultivate good payment habits

Although telecom network fraud is pervasive and difficult to distinguish between true and false, as long as the masses remain vigilant at all times, develop good payment habits, and control the last barrier of external transfer and remittance, it can still effectively avoid the loss of funds.

Coping method

① When receiving a transfer request sent by an acquaintance through SMS, wechat, Weibo, QQ, email, voice, etc., or asking for important information such as bank card and online banking password, please verify and confirm by phone;

(2) When strangers or long-term acquaintances who have lost contact with each other ask for remittance, they must be cautious and seek verification from multiple sources, and consult public security organs, banks, telecom operators and other institutions in a timely manner when encountering suspicious circumstances;

③ If you really need to transfer money to the other party, you should try to choose the next day's account and verify it again afterwards, and apply for cancellation in time if there is an anomaly;

(4) Consumers with mobile payment habits should choose payment products with higher security, and download and install legitimate application software;

Avoid storing too much money in bank cards tied to mobile payment software in order to disperse and lock risks.

Finally, Xiaobian hopes that everyone can carefully study this "anti-fraud treasure book", and further from anti-fraud and anti-fraud!