Jiujiang Bank Guangzhou Branch actively implements the national macro-control policies and regulatory guidance, adheres to the "three services" market positioning, actively explores the characteristics of the city business bank to serve the development of Guangzhou, always firmly grasps the "nose" of industrial prosperity, deeply researches the local characteristic industries in Guangzhou, and fully supports the steady growth of Guangzhou's economy.
Party building leads to ensure that the financial "living water" is accurately watered
The Party Committee of the bank gives full play to the role of the political core and the leadership core of "putting the direction, managing the overall situation, and promoting the implementation", the business development is closely linked to the planning direction of Guangzhou, and the series of deployment is closely focused on supporting the high-quality development of Guangzhou.
According to the regional situation, the branches of the bank will vigorously expand private hospitals, concrete, environmental protection, aquatic products and other characteristic industries, strengthen the financial "living water" supply of local characteristic industries, achieve "lower" financing costs, "excellent" customer service, and "new" product channels, increase the impetus and vitality of the development of characteristic industries, and create a business ecology with the characteristics of Jiuyin.
Focus on the key points to create the first industry of private hospitals
"Some patients were backward in intellectual development when they were admitted to the hospital, and after careful treatment, they are now recovering better, their answers are more fluent than before, and their fine motor movements have improved." It is no exaggeration to say that it is the 20 million yuan loan from Jiujiang Bank that has strongly promoted the development of our hospital, and I am very happy to see that the patients have recovered." The person in charge of a private hospital in Guangdong said happily.
Education and health are the foundation of social civilization and progress. The bank actively responded to the call of the government, continued to increase support for people's livelihood customers such as private hospitals, and set private hospitals as the first support industry. Support the development of private hospitals through measures such as proprietary industry solutions, interest rate concessions and public-private linkage services. As of the end of July 2022, the bank supported 22 private hospitals with a loan balance of 1.656 billion yuan, an increase of 426 million yuan from the beginning of the year.
Take root in local areas and support the accelerated development of industries with distinctive characteristics
The bank closely follows the Guangzhou Municipal Government work report "adhere to the industry first" requirements, based on the local business advantages and development prospects of the industry and industrial parks, with the "bank + core enterprises + upstream and downstream enterprises" model to expand the characteristic industrial business. At the same time, we will strengthen all-round safeguard measures such as credit resources, green channels, and comprehensive finance, and continue to expand the scale of business. Taking the business department of the bank as an example, it cooperates with Guangzhou Concrete Industry Association to provide all aspects of financial services for high-quality concrete enterprises in the city. By the end of July 2022, the bank's concrete industry loan balance was 88.9 million yuan, and the reserve business was 105 million yuan.
The bank takes root in the local service, deeply explores the development path of financial support for characteristic industries, and effectively supports the development of characteristic industries in Guangzhou region through the model of "characteristic sub-branch + characteristic industry" and "fine management + careful service". As of the end of July 2022, the bank has landed 64 credit businesses in characteristic industries, with an amount of 2.134 billion yuan, making positive contributions to helping the social and economic development of the Guangdong-Hong Kong-Macao Greater Bay Area.