The wechat public account of the China Banking and Insurance Regulatory Commission released a long map on November 8 to introduce "insurance funds this decade." According to reports, in terms of the application of insurance funds, in the past decade, the scale of insurance funds has grown rapidly, from 6.27 trillion yuan to 24.71 trillion yuan, a cumulative increase of 2.94 times, with an average annual growth rate of 15.6%.
At the same time, the investment varieties of insurance funds have been continuously enriched, expanding from traditional types such as bank deposits, bonds, and stocks to equity, real estate, asset management products, financial derivatives, securities lending, and public offering REITs.
The allocation structure of insurance funds is relatively stable, mainly liquid assets and fixed income assets, accounting for more than 70%.
The return on investment of insurance funds remained stable. In the past ten years, the average annual financial return rate is 5.28%, achieving positive returns every year, and the fluctuation range is far less than that of other institutional investors.