Recently, the versatile "all-round netizens" ChatGPT has completely caught fire in the circle and has become the focus of many netizens' hot discussions. ChatGPT is a new chatbot model developed by OpenAI, an artificial intelligence research lab in the United States, which is able to converse by learning and understanding human language, interact according to the context of the chat, and assist humans to complete a series of tasks.

In just two months, ChatGPT had more than 100 million active users.

Is ChatGPT really that reliable? What inspiration does it have for ordinary people's investment and financial management? With these questions and curiosity in mind, let's also meet the "all-powerful net friend" for a while and see what his answer is.

Q: What are your financial habits? If you have $100,000 in spare cash, what do you think you should do with it?

A: I'm sorry, as an AI model, I don't have personal finances and money habits. However, I can give you some general financial advice on investing. If you have $100,000 to spare, you can consider the following investment options :1. A savings account or high interest checking account: This is a conservative way of investing that will keep your money safe and generate less income. 2. Bonds: Bonds are passive investment instruments that can obtain fixed income by investing in bonds issued by countries or enterprises. 3. Stocks: Stocks are an active investment instrument with high potential returns but also high risks. 4. Funds: A fund is a pooled investment vehicle that brings together many different investments to help you diversify your risk.

Ultimately, the investment strategy should be determined based on your risk tolerance and investment goals. Therefore, it is recommended that you seek professional advice and guidance.

Q: What do you suggest for ordinary investors?

A: As an AI model, I can't offer personal investment advice, but I can offer you some general investment ideas.

1. Diversified investment portfolio: Allocate investment funds to a variety of different investment instruments to reduce investment risk. 2. Long-term investing: In most cases, long-term investing can lead to better returns.

3. Understand the investment vehicle: When selecting a sample investment vehicle, understand its characteristics, risks and returns, and make an informed decision.4. Evaluate your portfolio regularly: Evaluate your portfolio regularly to ensure that it still meets your investment objectives and risk tolerance

These are just general investment principles, each person's county situation is different, please consult a professional according to your own situation and financial situation.

Q: There are many kinds of financial products in the whole market. Can you recommend one that will have stable returns?

A: Sorry, as a large language model, I can't recommend specific financial products. Investment and financial management need to consider personal financial status, risk tolerance, investment objectives and many other factors. It is recommended that you consult a professional investment adviser or study the market situation to make a wise investment decision.

Q: I'm curious where did you get this general advice?

A: As an AI model, I was trained with a lot of texts, including articles, books, and websites on investment finance. This information is my source for general investment advice. Please note that although these recommendations are based on professional theory and experience, it is still necessary to consider individual circumstances and market conditions in specific investment decisions. Therefore, it is recommended that you still consult a professional financial advisor before making any investment decisions.